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December 29
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INTO A NEW YEAR |
Moods Improve as Year Comes to a Close; Cost of Leveraged Spending to Rise in 2016; Lower Financial Asset Values, More Debt = Decline in Consumer Net Worth...Just When It is Needed; Higher Interest Rates Usually Not a + For Economy; Home Sales Tumble
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December 23
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BEST OF MOMENUTUM |
Consumer Spending Highlights |
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December 14
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SLOWER FOR NOW |
Consumer Expectations & Spending Consistent; 4Q Shows Modest Discretionary Spending Growth; Consumer Mood Sinks with Gasoline Prices; Could Expectations be Overwhelmed by Rent & Medical Care Costs?; Mobility Bodes Poorly for Housing; Slower Net Worth Growth Removes Another Support to Spending. |
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December 7
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WHAT'S LEFT? |
Payroll Employment Gains Continue Slowing Trend; Employment Indicator Turns Negative; Leasing Share & 0% Finance Incentives Sustaining Vehicle Sales... Which May also Be Helped by Slowing Global Travel; Sentiment's Weakening Trend Intact |
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December 1
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ACCIDENTAL OR INTENTIONAL SLOWING IN SPENDING? |
Wage Gains Being Revised Up; Discretionary Spending Growing but Total Hurt by Slowing Necessities Demand; The Mood is Weakening, Adding Uncertainty to Holiday 2015; Vehicle Sales Now Function of Incentives as Spending Cools; Housing Slowing Or Payback from Buy-In-Advance of Interest Rate Hike?; Spending Power Will Exceed our Forecast. |
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