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October
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THE CONSUMER OF TODAY
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September
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IT'S ABOUT AGE, NOT JUST INCOME
|
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August
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NOT READY OR WILLING YET - BUT ABLE?
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July
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|
FOR BETTER OR FOR WORSE |
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June
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DEMOGRAPHIC DESTINY
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May
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THE PSYCHOLOGICAL AND THE FUNDAMENTAL
|
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April
|
|
WATCH, WORRY, WAIT!
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March
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|
A PAUSE OR A PLUNGE?
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February
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LISTEN TO THE CONSUMER
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January
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DEMOGRAPHIC DESTINY DELAYED |
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| |
| |
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December
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A QUICK LOOK AT WHATS AHEAD - MAYBE
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December
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A QUICK LOOK AT WHATS AHEAD - MAYBE
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November
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|
CAN THEY SPEND IF THEY CAN’T AFFORD TO BORROW?
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October
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BACK TO NORMAL?
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September
|
|
IS IT TOO LATE?
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August
|
|
WHO IS “THE CONSUMER”?
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July
|
|
WHAT MAKES A SOFT LANDING TURN HARD?
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June
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|
IT’S HARD TO LEAD WITH LAGGING INDICATORS!
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May
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|
SHOULD WE WORRY?
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April
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WHEN SO LITTLE SEEMS LIKE TOO MUCH
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March
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FROM SHORTAGES TO EXCESSES? WHAT WE WORRY ABOUT TODAY
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February
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UNABLE OR UNWILLING
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January
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WHAT HAS BEEN - WHAT WILL BE
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| |
| |
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December
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A LOOK BACK BEFORE WE STEP AHEAD
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November
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October
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PAYING THE BILLS
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September
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READ THIS TO UNDERSTAND THE CONSUMER TODAY
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August
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SLOW BUT GROW
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July
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A RECESSION FOR SOME - A RECOVERY FOR OTHERS
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June
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PAYING THE BILLS
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May
|
|
WHO'S IN CHARGE?
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April
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|
THE CRYSTAL BALL IS GETTING LESS CLOUDY
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March
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ON THE PRECIPICE
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February
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|
ALL THAT MATTERS
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January
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WHO, WHAT AND WHEN? - THE CONSUMER 2023 PUZZLE
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| |
| |
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December
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FORECASTING HISTORY
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November
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THE END IS NEAR
|
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October
|
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DEMOGRAPHIC DESTINY
|
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September
|
|
THE CONSUMER KNOWS BEST
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August
|
|
NEITHER WILLING NOR READY, BUT ARE THEY ABLE?
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July
|
|
ALMOST OVER, OR YET TO BEGIN?THE POST-COVID 2022 RECESSION
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June
|
|
THEY CAN ALWAYS CHANGE THEIR MINDS
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May
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|
THE ONLY REMAINING EXCESS
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May
|
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April
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|
THEN AND NOW
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March
|
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TRANSITIONING TO A SHORTAGE 0F DEMAND
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February
|
|
TRYING TO SEE THROUGH THE MESSY DATA
|
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January
|
|
WHAT THE REAL WORLD LOOKS LIKE
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| |
| |
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December
|
|
SOME CERTAINTIES FOR 2022
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November
|
|
SHORTAGES? WHAT'S "REAL"?
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October
|
|
WILL THE CONSUMER JUST SAY "NO"?
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September
|
|
SEARCHING FOR THE "NEW NORMAL"
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August
|
|
HANDOUT & FORECAST TABLE
|
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August
|
|
A LOOK TO THE FUTURE FORECAST CHART BOOK
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July
|
|
BEEN THERE AND DONE THAT
|
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June
|
|
PANDEMIC, YES. RECESSION? MAYBE.
|
|
May
|
|
ONLY AS MUCH INFLATION AS THE CONSUMER CAN AFFORD?
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|
April
|
|
FORECASTING IN THE FOG
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|
March
|
|
INFLATION THROUGH THE EYES OF THE CONSUMER
|
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February
|
|
BEFORE & AFTER
|
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January
|
|
MORE MONEY
|
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| |
| |
|
| |
| |
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December
|
|
THE BOY WHO CRIED WOLF
|
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November
|
|
BETTER OFF THAN A YEAR AGO?
|
|
October
|
|
NOT A GOOD TIME TO BE DATA DEPENDENT
|
|
September
|
|
DEMOGRAPHIC CYCLICALITY |
|
August
|
|
INTO THE FALL
|
|
July
|
|
OUTLOOK 2019-2021 THE GROWTH CHALLENGE
|
|
June
|
|
HAPPY TENTH BIRTHDAY!
|
|
May
|
|
NOT ENOUGH CONSUMERS
|
|
April
|
|
TOO SLOW TO GO?
|
|
March
|
|
WILL WE RECOVER AGAIN? |
|
February
|
|
NOT A GREAT WAY TO START A YEAR
|
|
January
|
|
EVERYONE IS READY BUT FOR WHAT? |
|
| |
| |
|
December
|
|
WHAT HAPPENS NOW?
|
|
November
|
|
BEFORE IT'S TOO LATE
|
|
October
|
|
HEADS OR TAILS?
|
|
September
|
|
NOT IF, BUT WHEN
|
|
August
|
|
IS THE CONSUMER GLASS HALF FULL OR HALF EMPTY? The Economic Outlook, Part 2
|
|
July
|
|
WHILE WE WAIT...
|
|
June
|
|
A LOOK AT JOB GROWTH AS A SUM OF THE PARTS
|
|
May
|
|
WHAT HAPPENS WHEN...
|
|
April
|
|
WILL SPRING COME FOR THE CONSUMER THIS YEAR?
|
|
March
|
|
WHAT'S REALLY GOING ON WITH THE CONSUMER
|
|
February
|
|
FOR BETTER OR FOR WORSE?
|
|
January
|
|
EVERYONE GETS A RAISE
|
|
| |
| |
|
| |
| |
|
| |
| |
|
| |
| |
|
| |
| |
|
December
|
|
OUT WITH THE OLD - IN WITH THE NEW, OR MORE OF THE SAME?
|
|
November
|
|
ALL YOU NEED TO KNOW
|
|
October
|
|
FIGHTING THE FALL
|
|
September
|
|
THE CONSUMER HAS RECOVERED - NOW WHAT?
|
|
August
|
|
50 MONTHS AND COUNTING
|
|
July
|
|
THE OUTLOOK FOR EMPLOYMENT
|
|
June
|
|
TIME TO WORRY?
|
|
May
|
|
THE CONSUMER AND THE ACA - A NEW NECESSITY
|
|
April
|
|
WEALTH - PAST, PRESENT AND FUTURE
|
|
March
|
|
SEARCHING FOR NORMAL
|
|
February
|
|
CAN $200 BILLION DO IN THE CONSUMER?
|
|
January
|
|
IN THE EYES OF THE BEHOLDER |
|
| |
| |
|
December
|
|
FOLLOW THE MONEY |
|
November
|
|
CLIMB OVER THE HILL OR FALL OFF THE CLIFF?
|
|
October
|
|
AFTER THE ELECTION, WHAT NEXT?
|
|
September
|
|
IT'S ALL ABOUT BORROWING
|
|
August
|
|
WHAT A DIFFERENCE A DECADE MAKES
|
|
July
|
|
WORLD GROWTH TRAVEL TRACKER & UPDATED CENSUS WORLD POPULATION PROJECTIONS
|
|
June
|
|
CONSUMER WEALTH AND FINANCES
|
|
May
|
|
CLARITY EMERGING |
|
April
|
|
MODELERS ADRIFT
|
|
March
|
|
THE PRECIPICE OF CHANGE |
|
February
|
|
FEINT CYCLE
|
|
January
|
|
AS GOOD AS IT GETS?
|
|
| |
| |
|
December
|
|
A HAPPY NEW YEAR?
|
|
November
|
|
THE SEASON TO SPEND
|
|
October
|
|
THE EFFECTS OF AGE
|
|
September
|
|
WHY IS THE CONSUMER SO SAD?
|
|
August
|
|
WHAT MOST PEOPLE DON'T KNOW ABOUT THE CONSUMER TODAY - THE FORECAST & STRATEGIC THOUGHTS
|
|
July
|
|
EMPLOYMENT BUBBLES BURSTING: THE OUTLOOK THROUGH 2013
|
|
June
|
|
GETTING OLDER ONE YEAR AT A TIME
|
|
May
|
|
EARLY BOOMERS IMPACT ON THE FUTURE
|
|
April
|
|
A WEALTHY BUT SLOWER GROWING ECONOMY - TIME TO RETHINK POTENTIAL ECONOMIC GROWTH ESTIMATES
|
|
March
|
|
FACTS AND FICTION
|
|
February
|
|
THE AGE OF DISCRETION
|
|
January
|
|
A LOOK BACK AS WE ANTICIPATE WHAT'S AHEAD
|
|
| |
| |
|
December
|
|
NO GRINCH THIS YEAR BUT... "Oh tell me I may sponge away the writing on this stone!"
|
|
November
|
|
SEPARATING THE CYCLE FROM THE TREND
|
|
October
|
|
A CHANGED CONSUMER TABLEAU
|
|
September
|
|
THE DEMOGRAPHICS OF INVESTING AND SPENDING
|
|
August
|
|
A GLASS HALF FULL! A LOOK AT TODAY AND TOMORROW
|
|
June
|
|
NEITHER BORROWERS NOR LENDERS
|
|
May
|
|
BEYOND THE REBOUND - HOUSING'S PERFECT STORM
|
|
April
|
|
WHAT A DIFFERENCE A YEAR MAKES
|
|
March
|
|
DATA CONSPIRACY
|
|
February
|
|
GOLDILOCKS AND THE 2010-11 ECONOMY
|
|
January
|
|
OLD AND IN DEBT
|
|
| |
| |
|
December
|
|
CONSUMER MYTHS
|
|
November
|
|
WHAT WEAK RECOVERY?
|
|
October
|
|
THE CONSUMER SPENDS
|
|
September
|
|
Inescapable Truths
|
|
August
|
|
ARE YOU A FUTURIST OR A FORECASTER?
|
|
July
|
|
THE WORLD AS WE KNOW IT
|
|
June
|
|
ECONOMY, RECONSIDERED
|
|
May
|
|
WILL SAVING SINK THE ECONOMY? |
|
April
|
|
WHATS GOOD, WHATS BAD, WHATS NEW
|
|
March
|
|
A RECOVERY - ONE STEP AT A TIME - The 2009-2010 Outlook
|
|
February
|
|
DIMINISHED WEALTH - Findings from the 2007 Survey of Consumer Finances & Implications for Today
|
|
January
|
|
ON A WHIM AND A PRAYER
|
|
| |
| |
|
December
|
|
LOOKING FOR THE TROUGH
|
|
November
|
|
The Current Consumer Crisis
|
|
October
|
|
CAUSE AND EFFECT
|
|
September
|
|
TIME TO RAISE YOUR FORECAST?
|
|
August
|
|
SEARCHING FOR AND FINDING SOME POSITIVES
|
|
July
|
|
FROM PEAK TO TROUGH
|
|
June
|
|
WHAT HAS TO HAPPEN
|
|
May
|
|
THE SHAPE OF THINGS TO COME
|
|
April
|
|
EMPLOYMENT OUTLOOK & SUBPRIME LOANS - PROBLEMS OF THE FEW SPELL TROUBLE FOR EVERYONE
|
|
March
|
|
TAXES RAISE THE FLOOR -- WEALTH LOWERS THE CEILING
|
|
February
|
|
FORECAST TABLE
|
|
February
|
|
DAMNED IF YOU DO AND DAMNED IF YOU DON'T!
|
|
January
|
|
THE "REAL TIME" ECONOMY
|
|
| |
| |
|
December
|
|
WHAT THE CONSUMER SAYS
|
|
November
|
|
WHAT KIND OF RECOVERY?
|
|
October
|
|
WHAT'S BEHIND & WHAT'S AHEAD
|
|
September
|
|
THE ONLY WAY OUT!? FORECLOSURE NOT BANKRUPTCY
|
|
August
|
|
IT'S STILL ALL ABOUT WEALTH!? WHAT'S AHEAD
|
|
July
|
|
WHEN THE FUTURE IS TODAY
|
|
June
|
|
WHAT IF?
|
|
May
|
|
MORE THAN A HOME!
|
|
April
|
|
SEEING THE TREES THROUGH THE FOREST
|
|
March
|
|
CONSUMER CRISIS!
|
|
February
|
|
(MIS)UNDERSTANDING THE ECONOMY |
|
January
|
|
A SLOWER 2006 - NOW WHAT FOR 2007?
|
|
| |
| |
|
December
|
|
THE BABY BOOM & THEIR PARENTS
|
|
November
|
|
LOOKING FORWARD, NOT BACKWARD!
|
|
October
|
|
ENERGY, HOUSING & HOLIDAY!
|
|
September
|
|
CREDIT COMES DUE
|
|
August
|
|
SOFT OR HARD LANDING AHEAD?
|
|
July
|
|
WHO'S BOTHERED, WHY, AND WHAT IT MEANS
|
|
June
|
|
THE 2007 OUTLOOK
|
|
May
|
|
NEWTON'S LAW
|
|
April
|
|
PIECES OF THE CONSUMER PUZZLE
|
|
March
|
|
WEAKENING CONSUMER FINANCES - A FIRST PREVIEW OF THE FRB 2004 SURVEY OF CONSUMER FINANCES
|
|
February
|
|
SHORT TERM ILLUSIONS VS THE TRENDS
|
|
January
|
|
NEW YEAR THEMES
|
|
| |
| |
|
December
|
|
...AND A QUESTIONABLE NEW YEAR!
|
|
November
|
|
THE DEMOGRAPHICS OF CONSUMER DEMAND
|
|
October
|
|
ACCUMULATING CONSUMER WOES
|
|
September
|
|
THE CONSUMER BEFORE & AFTER KATRINA
|
|
August
|
|
WEIGHING THE PROS AND CONS
|
|
July
|
|
THE RECOVERY - 43 MONTHS AND COUNTING
|
|
June
|
|
IS HOUSING THE KEY TO THE ECONOMIC OUTLOOK?
|
|
May
|
|
AN OLD WORLD!
|
|
April
|
|
HIGHER INTEREST RATES AND THE CONSUMER
|
|
March
|
|
IT'S ALL ABOUT WEALTH
|
|
February
|
|
CAN THE CONSUMER DO IT AGAIN IN 2005?
|
|
January
|
|
WHEN THE CONSUMER DOESN'T CYCLE
|
|
| |
| |
|
December
|
|
A WORLD OF DEMOGRAPHICS
|
|
November
|
|
POSITIVES ABOUND, NEGATIVES EVOLVE
|
|
October
|
|
ENERGY, THE FOURTH QUARTER AND THE CONSUMER
|
|
September
|
|
WEATHER OR NOT, THE CONSUMER WILL SPEND!
|
|
August
|
|
FALTERING RECOVERY OR JUST DOUBTFUL DATA?
|
|
July
|
|
WHAT MATTERS MOST?
|
|
June
|
|
HURDLES
|
|
May
|
|
THE OUTLOOK: A GOOD OR GREAT 2005?
|
|
April
|
|
THE CONSUMER CAN AFFORD HIGHER INTEREST RATES
|
|
March
|
|
IS THE CONSUMER PRICE INDEX THE COST OF LIVING?
|
|
February
|
|
LET THE PARTY CONTINUE!
|
|
January
|
|
IS THE GLASS HALF EMPTY OR HALF FULL?
|
|
| |
| |
|
December
|
|
AND A HAPPY NEW YEAR!
|
|
November
|
|
LOOK WHO'S WORKING NOW! |
|
October
|
|
WHY IT WILL BE A MERRY 4Q FOR THE CONSUMER |
|
September
|
|
DECADE OF THE CONSUMER |
|
August
|
|
HOW DEMOGRAPHICS SAVED THE CONSUMER |
|
July
|
|
RECOVERY REWARDS & RISKS: THE 2003-2004 FORECAST |
|
June
|
|
TAXES & THE DEMOGRAPHICS OF DEFLATION |
|
May
|
|
IS INFLATION THE COST OF LIVING? |
|
April
|
|
CONSUMER WEALTH & FINANCES BY AGE & INCOME |
|
March
|
|
SURVIVING WAR & WEATHER |
|
February
|
|
FIT, TRIM AND READY TO GROW: CONSUMERS ARE IN BETTER SHAPE THAN YOU THINK |
|
January
|
|
RELATIVELY OPTIMISTIC |
|
| |
| |
|
December
|
|
A YEAR OF LITTLE PROGRESS! |
|
November
|
|
CHALLENGING THE CONSENSUS |
|
October
|
|
TO SPEND OR NOT TO SPEND? HOLIDAY 2002 BEGINS! |
|
September
|
|
NO BUBBLE - JUST AFFORDABLE |
|
August
|
|
THE CONSUMER SURVIVE AND THE ECONOMY FAIL? |
|
July
|
|
MID-YEAR REVIEW & OUTLOOK |
|
June
|
|
FORECAST: THE CONSUMER AND THE 2002-2003 ECONOMIC RECOVERY |
|
May
|
|
UNDERESTIMATING CONSUMER FINANCES |
|
April
|
|
UNDERESTIMATING THE CONSUMER |
|
March
|
|
WHAT KIND OF RECOVERY? |
|
February
|
|
STOP LOOKING IN THE REAR VIEW MIRROR |
|
January
|
|
THE MISUNDERSTOOD CONSUMER |
|
| |
| |
|
December
|
|
HOW DO WE KEEP THE CONSUMER SPENDING? |
|
November
|
|
THE CONSUMER & THE ECONOMY - A CHARTBOOK |
|
October
|
|
THE CONSUMER AFTER SEPTEMBER 11 |
|
September
|
|
ANXIOUS & UNCERTAIN: THE CONSUMER & THE WAR ON TERRORISM |
|
August
|
|
DISAPPEARING EXCESSES |
|
July
|
|
WHAT WILL THE CONSUMER DO? |
|
June
|
|
THE 2001-2002 FORECAST |
|
May
|
|
THE DEMOGRAPHICS OF CONSUMER FINANCES |
|
April
|
|
INTO THE MAKE OR BREAK QUARTER! |
|
March
|
|
THE BIGGEST NET WORTH DECLINE EVER RECORDED: WILL THE SECOND HALF REBOUND BE GOOD ENOUGH? |
|
February
|
|
WHERE TO HIDE IF A RECESSION ARRIVES |
|
January
|
|
WHAT COULD GO WRONG WITH OUT FORECAST? |
|
| |
| |
|
December
|
|
HOW MUCH SLOWING IS TOO MUCH? |
|
November
|
|
NOT ENOUGH WORKERS, OR NOT ENOUGH JOBS? |
|
October
|
|
HOW IMPORTANT ARE REALIZED CAPITAL GAINS? |
|
September
|
|
A SOFT LANDING MIGHT 'FEEL' PRETTY HARD! |
|
August
|
|
NOT ALL BAD, BUT NOT ALL GOOD! |
|
July
|
|
NOT THE REAL SLOWING-YET |
|
June
|
|
THE 2001 ECONOMIC FORECAST: A CHALLENGED CONSUMER |
|
May
|
|
DELAYED DAMAGE |
|
April
|
|
A TOUGH TO KILL CONSUMER |
|
March
|
|
THE FEDERAL RESERVE BOARD BATTLES THE DEMOGRAPHICS! |
|
February
|
|
A THREATENED CONSUMER! |
|
January
|
|
A REVIEW AND PREVIEW |
|
| |
| |
|
December
|
|
CONSUMER SPENDING IN THE NEW ECONOMY AND THE NEW YEAR |
|
November
|
|
SLOWLY BUT LIKE A GLACIER: HOW DEMOGRAPHICS LOWER WAGE COSTS |
|
October
|
|
MOMENTUM CHARTS |
|
October
|
|
THE BATTLE OF SPENDING & SAVING! SPEND NOW & SAVE LATER |
|
September
|
|
A DELICATE BALANCE |
|
August
|
|
A UNIQUE ENDING |
|
July
|
|
SO MUCH BORROWING! HOW MUCH RISK? |
|
June
|
|
THE CONSUMER FORECAST FOR THE MILLENNIUM |
|
May
|
|
THE CURRENT STATE OF THE CONSUMER ECONOMY - A CHARTROOM |
|
April
|
|
THE 2Q 1999 CONSUMER SLOW DOWN |
|
